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: I live in Michigan. : I spoke to a lawyer (because I am ready to file) and he said that because I refinanced my house within the past 90 - that the courts will look at any 'financial' transactions such as that, that happened in the past 90 days, and void them - thus rendering my property as 'unsecured' and they would take it from me. : Is that true? If so, what is the probability of that happening? : I do qualify for a chapter 7 - my monthly payments exceed my monthly income and I am not behind on any secured debts. : They just took my only car from last Thursday to auction off to put money towards a judgement that is 'suppose' to be my ex-husband's responsibility. : I HAD to refinance or they were going to put my house into foreclosure - and, yes, I knew that I would not be able to file prior to refinancing - that is also why I refinanced. : But them taking my car, is 'forcing' me to do this before I am 'ready'. : Is there anything that I can do? Can they take my house? Can you 'drop' a bankrupcy (the correct spelling is offensive???) filing if, in the process, they tell you that they are going to take your house away from you? : PLEASE help!

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